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GRAWE EUROLAND
Translations:
GRAWE EUROLAND
Single-premium plan — The safe choice for capital with a future
10% Guaranteed
Return
Return
Is This For Me?
GRAWE Euroland is designed for people who:
- ›Have capital they don't need immediate access to
- ›Don't want their money sitting idle
- ›Want a known and guaranteed value at maturity
- ›Seek protection without investment uncertainty
- ›Are looking for an organised medium-term solution
What is GRAWE Euroland?
In today's world of uncertainty, the security of your money and confidence in the future have never been more valuable.
GRAWE Euroland is a fixed-term five-year plan that offers a simple and straightforward solution for those who wish to place their money safely and know the outcome of their choice in advance. With a single lump-sum payment, the client secures a guaranteed total return of 10% at maturity, provided the policy is maintained until the end of the five-year period.
In an environment where deposit interest rates remain extremely low and in many cases near zero, traditional bank deposits offer limited growth potential for savings. GRAWE Euroland offers an alternative — a predetermined and guaranteed return, without taking on the risks associated with other investment options.
The plan can also serve as an effective financial planning tool for important life goals — building an education fund, supplementing future retirement income, or making a significant future purchase.
Additionally, throughout the life of the plan, life insurance cover is provided, offering an extra layer of protection for the client and their family.
The Dilemma Today
🏢
Money in a Bank Account
Safety but extremely low returns. Interest rates often fail to keep up with inflation.
🛡
GRAWE Euroland
The balance between capital protection and a known, guaranteed return.
📈
High-Risk Investments
Potentially higher returns but with significant uncertainty and volatility.
Key Features
Premium TypeSingle lump-sum
Term5 years
Guaranteed Return10% (if held to maturity)
Maturity Benefit110% of the final Surrender Value
Minimum Premium€10,000
Entry Age18 – 75 years
Administration Fee€85 one-off
Death Benefit (Natural Causes)100% of the Surrender Value
Additional Accidental Death Benefit+10% of the Surrender Value
SurrenderFull and Partial Surrender rights available
Numerical Examples
Where security meets certainty
| Single Premium | Maturity Benefit | Return |
|---|---|---|
| €50,000 | €55,000 | €5,000 |
| €100,000 | €110,000 | €10,000 |
| €150,000 | €165,000 | €15,000 |
Applies provided no partial surrender has taken place and the policy is maintained until maturity.
Life Protection
🌿 Death from Natural Causes
100% of the Surrender Value is paid to the beneficiaries.
⚡ Accidental Death
The Surrender Value is paid plus an additional 10% as an accidental death benefit.
Suitable for Goals Such As
🎓
Children's Education🏠
Property Purchase☂️
Retirement Reserve👪
Family Safety Capital💼
Business ReserveDownload Documents
This document is for informational purposes only. The provision of benefits is subject to the Company's acceptance of the risk and is governed by the terms and exclusions of the Policy. The rights of the insured are determined by the terms and conditions of the Policy. For further information please contact your insurance intermediary or the Company's Customer Service Department.
10%
Guaranteed Return
at the end of 5 years